When the dust settles in a divorce, parties are left with assets and debts that have to be managed and divided as fairly as possible. As they decide to end their relationship, it is important for spouses to remember that the mortgage still has to be paid and the investment and retirement accounts need to be divided or offset to create an equitable settlement for each. A community property settlement is one of the most contentious parts of finalizing divorce issues, so talk to an expert before making any decisions that will affect you later.